Creditor Abuse FDCPA

Los Angeles Creditor Abuse Lawyer Dealing with Creditor Abuse

The direction of today’s economy has lead many good people to find themselves in financial difficulty. Unexpected events occur, such as losing their job or suffering from medical emergencies, which can lead to your inability to pay your debts. Some creditors do not have the understanding to deal with individuals in financial crisis. Instead, they will harassed you with endless phone calls and threatening letters. This can be frightening and cause you unnecessary stress during an already difficult time.

At the Bereliani Law Firm, our Los Angeles creditor abuse lawyers will work hard to put an end to creditor abuse, and if justified, sue the collection agency for violation of the federal Fair Debt Collection Practices Act (FDCPA).

Creditor Abuse

The federal and state government have taken steps to protect you, the consumer, against abusive and harassing collection attempts by creditors and collection agencies. These legal measures delineate exactly what steps a creditor can take and how they can act in collecting debt from you.

If the creditor violates the law, you are entitled to sue them in state or federal court. You are entitled to compensation for the damages caused by the collector plus court costs and attorney’s fees.

At the Bereliani Law Firm, we work hard to stop the creditor abuse and recover against the creditors for their abuse during a stressful financial time.

Federal Debt Collection Practices Act

In California, the Rosenthal FDCPA (California Civil Code Sections 1788 et seq.) provides even more protection to consumers than its Federal counterparts in other states. Under the FDCPA, creditors are prohibited to:

  • Call you repeatedly or contact you at unreasonable times of the day
  • Threaten to use violence or to harm you or your family members
  • Use obscene language
  • Fail to identify themselves as a bill collector
  • Threaten to arrest you
  • Claim that your property will be seized
  • Call you at your place of employment
  • Discuss your financial situation with a third party

Unfortunately, not all debt collectors abide by these rules. If a debt collector or creditor has violated your rights under the FDCPA, you should contact a Los Angeles creditor abuse lawyer to protect your rights as consumer.

We can Help

Just because you are in a financial crisis, it does not permit creditors to abuse you with calls, threats, and letters. You have very specific rights under the law and if these rights are violated, you should take immediate action to seek help. At the Bereliani Law Firm, we will help you restore your financial status and resolve creditor abuse.

For more information or to schedule a complimentary appointment with a Los Angeles creditor abuse lawyer, please contact the Bereliani Law Firm at (310) 882-5482.

Client Reviews
Sanaz is an amazing attorney. She was professional, thorough as well as timely in answering all questions. She was cautious with all details and helped me through the entire process definitely recommend her. Aaron M
I had a consultation with Ms. Bereliani. She gave me great information and referred me to resources I didn't know was available to me. I felt she was honest, knowledgeable, and non-judgemental. Mabel R
To be frank, I couldn't have asked for a better attorney for something as hard to do as file for bankruptcy. Though I am on top of my details, she is so thorough, that if I had been neglectful, she and Chris would have helped keep me on track. Mark G
I can say I wish I never had to hire a lawyer for bankruptcy services, but I couldn't have picked a better lawyer for the job! Sanaz was so caring and kind and walked me through the entire process step by step. Cassie C
Sanaz, I want to thank you and your team for doing such an amazing job. You are not only a highly qualified attorney with an outstanding skill set in bankruptcy law, but you are also an attorney with heart and compassion. You took a moment in my life that felt devastating and brought the human element to me. I knew from the onset after our first call that you were the person for the job. Your guidance, patience, and command of your craft brought me and my family comfort. I would not have made it across the finish line if it weren't for you and your team and the love of my family. Feel free to use this testimonial as you see fit. JG